Credit Risk Assessment FAQs

Find below a selection of the FAQs we hear when discussing Credit Risk Assessment, our investigative platform and Credit Risk Reports.

Why is non-financial data important when assessing credit risk?

There is a vast array of non-financial data that can be used to help make more informed credit risk decisions, which are proven to be more effective. By considering non-financial data such as customer/employee reviews, social media footprints, adverse media, surface and deep web sources, you are able to build a more complete picture of credit risk. Take for instance, the network analysis we conducted that revealed hidden international connections

Why aren’t my existing credit risk checks sufficient?

At present, public online data is a largely untapped resource when it comes to credit risk due diligence. Placing greater emphasis on the C & A in the CAMPARI model – Character and Ability – can help improve decision making by considering wider risk factors than purely financial data. We go beyond traditional processes and consider all available risks. This enables quicker and more informed decision-making.

How much information do you need to get started?

We only require basic details such as individual name / company name, address, email etc.

How far back do you look?

Our platform can look back as far as there is information available, regardless of time. Such as finding fraudsters that have ‘laid low’ for more than 10 years!

Do you provide evidence of the links within the networks?

Yes – all searches and findings are fully auditable. The platform records all investigative ‘trails’ and the results.

If your question hasn’t been answered here, then we would love to hear from you. Contact us directly, or schedule a call below.